{"id":3674,"date":"2017-04-13T13:36:24","date_gmt":"2017-04-13T01:36:24","guid":{"rendered":"https:\/\/builderscrack.co.nz\/blog\/?p=3674"},"modified":"2021-01-21T23:05:15","modified_gmt":"2021-01-21T10:05:15","slug":"clean-up-earthquake-aftermath-insurance","status":"publish","type":"post","link":"https:\/\/builderscrack.co.nz\/blog\/project-advice\/advice-disaster-prep-repairs\/clean-up-earthquake-aftermath-insurance.html","title":{"rendered":"Clean up After an Earthquake &#8211; What&#8217;s Safe to Do?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1148.16px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><h2><img decoding=\"async\" class=\"alignnone size-full wp-image-6280\" src=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/shutterstock_1083712811_Revised-1200x600.jpg\" alt=\"\" width=\"1200\" height=\"600\" \/><\/h2>\n<p><strong>During a large earthquake, considerable damage can be done to both your home and your belongings. While the first thought is to clean up the mess yourself, should you be <a href=\"https:\/\/builderscrack.co.nz\/post-job\">calling the professionals<\/a> to come and do it or your insurance company first?<\/strong><\/p>\n<p><!--more--><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-3677\" title=\"clean up after an earthquake\" src=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse.jpeg\" alt=\"clean up after an earthquake\" width=\"1000\" height=\"665\" srcset=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-200x133.jpeg 200w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-400x266.jpeg 400w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-500x333.jpeg 500w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-600x399.jpeg 600w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-768x511.jpeg 768w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse-800x532.jpeg 800w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/EQwreckedhouse.jpeg 849w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h3>Ensuring your home is safe after an earthquake<\/h3>\n<p>After the shaking has stopped, the safety of you and your family is paramount. If the building you are in is unsafe, then leave immediately. Offer first aid to anyone who is injured and listen to the radio for emergency updates.<\/p>\n<p>Once you have done all you can and your home is safe to return to, there are a few tasks you need to take care of. <a href=\"http:\/\/www.eqc.govt.nz\/\">The Earthquake Commission<\/a> or EQC requires homeowners to take all the necessary steps they can to prevent further damage to an insured property. This means you need to:<\/p>\n<ul>\n<li>Board up broken windows or doors to clean up after an earthquake<\/li>\n<li>Cover holes in walls and roofs with tarpaulins if it is safe for you to do so<\/li>\n<li>Turn off leaking water and gas mains<\/li>\n<\/ul>\n<p>They also recommend taking photos of any damage to both buildings and belongings. These can be submitted to the <a href=\"http:\/\/www.eqc.govt.nz\/\">EQC<\/a> and your insurance company when you make a claim.<\/p>\n<p><a href=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera.jpeg\"><img decoding=\"async\" class=\"aligncenter wp-image-3678\" title=\"clean up after an earthquake\" src=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera.jpeg\" alt=\"clean up after an earthquake\" width=\"1000\" height=\"667\" srcset=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-200x133.jpeg 200w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-400x267.jpeg 400w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-500x334.jpeg 500w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-600x400.jpeg 600w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-768x513.jpeg 768w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera-800x534.jpeg 800w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/phonecamera.jpeg 848w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<h3>Beginning the clean up after an earthquake<\/h3>\n<p>The <a href=\"http:\/\/www.eqc.govt.nz\/get-help-now-claims\/making-urgent-repairs\">Earthquake Commission<\/a> recommends that immediately following an earthquake, you should do everything you can to ensure your home is habitable and safe from further damage. However, this only includes jobs that you can safely do yourself. If there is any chance of putting yourself or someone else in danger, then <a href=\"https:\/\/builderscrack.co.nz\/post-job\">call the professional tradesmen<\/a> in first!<\/p>\n<p>You can:<\/p>\n<ul>\n<li>Clean up after an earthquake any broken glass, crockery or ornaments, but don\u2019t throw the pieces away.<\/li>\n<li><a href=\"https:\/\/builderscrack.co.nz\/post-job\">Get a plumber in<\/a> to repair broken toilets or water systems. Keep the receipts as you may be able to claim back the cost of these repairs from EQC or your insurance company.<\/li>\n<li>Throw out any ruined or spilt perishable food. Make sure you record the names and volume (where practical or known) of the items.<\/li>\n<\/ul>\n<p>If you have a camera handy, taking photos of all the damage is a great way of proving what has happened. EQC have a helpful <a href=\"http:\/\/www.eqc.govt.nz\/sites\/public_files\/documents\/Photos%20fact%20sheet.pdf\">photo taking guide about using photos as evidence for your insurance claim.<\/a><\/p>\n<h3>Contacting your insurance company after an earthquake<\/h3>\n<p><a href=\"http:\/\/www.eqc.govt.nz\/get-help-now-claims\/make-a-claim\">Any claim<\/a> you make to your insurance company or <a href=\"http:\/\/www.eqc.govt.nz\/\">EQC<\/a> <em><strong>must be within three months<\/strong><\/em> of the earthquake event. Apart from the essential repairs, you need the agreement of EQC or\/and your insurance company before you can <a href=\"https:\/\/builderscrack.co.nz\/post-job\">engage the services of a professional for repair work<\/a>. This means the cost of replacing broken or damaged appliances, furniture or the building itself must be pre-approved by your insurer.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-6275\" src=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200.jpg\" alt=\"\" width=\"1200\" height=\"801\" srcset=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-200x134.jpg 200w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-400x267.jpg 400w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-500x334.jpg 500w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-600x401.jpg 600w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-768x513.jpg 768w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-800x534.jpg 800w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200-1000x668.jpg 1000w, https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/05\/shutterstock_436681333_Resized-1200.jpg 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>The claim process can be long and painful. But please do not clean up or dispose of anything other than perishable food. Your insurer will need to assess the damage first and will then tell you what you can dispose of.<\/p>\n<p>Once you have the approval to clean up after an earthquake, our <a href=\"https:\/\/builderscrack.co.nz\/post-job\">team of professional tradespeople<\/a> are more than happy to help you out. <a href=\"https:\/\/builderscrack.co.nz\/post-job\">List your job today<\/a> and we\u2019ll get working on seeking those repair quotes for you straight away.<\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 1; z-index: 8675309; display: none; cursor: pointer;\">Save<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>During a large earthquake, considerable damage can be  &#8230;<\/p>\n","protected":false},"author":2,"featured_media":6280,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[988],"tags":[946,922],"class_list":["post-3674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice-disaster-prep-repairs","tag-946","tag-922"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Clean up After an Earthquake - What&#039;s Safe to Do?<\/title>\n<meta name=\"description\" content=\"After a large earthquake, cleaning up is one of our first jobs. 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When it comes to insurance policies, what can we clean up after an earthquake?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/builderscrack.co.nz\/blog\/project-advice\/advice-disaster-prep-repairs\/clean-up-earthquake-aftermath-insurance.html\" \/>\n<meta property=\"og:site_name\" content=\"Builderscrack Blog - Home Repair &amp; Renovation Guides\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Builderscrack\" \/>\n<meta property=\"article:published_time\" content=\"2017-04-13T01:36:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-21T10:05:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/builderscrack.co.nz\/blog\/wp-content\/uploads\/2017\/04\/shutterstock_1083712811_Revised-1200x600-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tracey Mackenzie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@builderscracknz\" \/>\n<meta name=\"twitter:site\" content=\"@builderscracknz\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html\"},\"author\":{\"name\":\"Tracey Mackenzie\",\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/#\\\/schema\\\/person\\\/29ac16fbaf0848415545b67a8d54b2fc\"},\"headline\":\"Clean up After an Earthquake &#8211; What&#8217;s Safe to Do?\",\"datePublished\":\"2017-04-13T01:36:24+00:00\",\"dateModified\":\"2021-01-21T10:05:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html\"},\"wordCount\":729,\"image\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/04\\\/shutterstock_1083712811_Revised-1200x600-1.jpg\",\"keywords\":[\"Cleaners\",\"Exterior Cleaning\"],\"articleSection\":[\"Disaster Prep &amp; Repairs\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html\",\"url\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html\",\"name\":\"Clean up After an Earthquake - What's Safe to Do?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/project-advice\\\/advice-disaster-prep-repairs\\\/clean-up-earthquake-aftermath-insurance.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/04\\\/shutterstock_1083712811_Revised-1200x600-1.jpg\",\"datePublished\":\"2017-04-13T01:36:24+00:00\",\"dateModified\":\"2021-01-21T10:05:15+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/builderscrack.co.nz\\\/blog\\\/#\\\/schema\\\/person\\\/29ac16fbaf0848415545b67a8d54b2fc\"},\"description\":\"After a large earthquake, cleaning up is one of our first jobs. 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